From Richmond, take US 64 East and exit at West Point, heading east on Rt. 33, until it intersects Rt. 17. Head toward Saluda. Go right on Rt. 33 at Saluda. There should be a sign for Urbanna at State Route 227. Follow the road north across Urbanna Creek. Once in town, the Factor Store is on Virginia Street, down a short hill to the river. There is also a marina at the end of this street.
James Mills Scottish Factor Store Virginia Street Urbanna, VA 23175
James Mills Scottish Factor Store PO Box 179 Urbanna, VA 23175